Negociate Credit Solutions - We have combined a number of Credit Solutions which come with flexible features to support your specific financial needs. We don’t use a ‘computer-says-no’ algorithm. We get to know each and every consumer and their specific needs. So if your financial criteria doesn’t fit the strict criteria of many institutions, you could have more success here. After all, we want to say ‘yes’ to helping you get out of debt and grow. Our Credit Solutions include Debt Consolidation, Bond Consolidation, Debt Settlement and Debt Management.